Starting a business as a sole trader

Starting Business as a Sole Trader: A Complete Guide When starting business as a sole trader in the UK, there are important decisions and obligations to consider. This business structure is one of the simplest ways to begin trading, but it still comes with...

Salary Sacrifice Explained: NIC Savings & Employee Benefits

​Using salary sacrifice to offset rising employer NIC costs One of the key strategies businesses should consider is salary sacrifice, especially in the current climate of rising employer National Insurance contributions. With employer NIC rising from 13.8% to 15% from...

National Insurance Deferment Guide for Multiple Jobs

Understanding National Insurance Deferment When You Have Multiple Jobs When you work more than one job, you may find yourself paying more National Insurance contributions than necessary. HMRC has rules in place to allow employees to apply for a National Insurance...